Health Benefits

Marketech International Corp. USA is concerned about your financial security and we offer benefit plans designed to protect our employees.

Please enroll in plans during open enrollment period via Navigator.

BCBS Prosano $2500

Key Feature: When you use a Prosano facility, your healthcare is at no cost to you, and the deductible does not apply.
In-Network Deductible: $2,500 (Single) / $5,000 (Family).
In-Network Out-of-Pocket Max: $6,500 (Single) / $13,000 (Family).
In-Network Coinsurance: 20%.
Primary Care Visit: No charge at a Prosano facility; 20% coinsurance at other in-network PPO providers.
Prescription Drugs: Tiered copayments apply for 30-day supplies and the deductible does not apply: $15 for Generic (Tier 1), $55 for Brand Name (Tier 2), $85 for Non-Preferred (Tier 3), and $150 for Specialty (Tier 4).

BCBS HSA $3750

In-Network Deductible: $3,750 (Single) / $7,500 (Family).
In-Network Out-of-Pocket Max: $10,000 (Single) / $20,000 (Family).
In-Network Coinsurance: 20%.
Office Visits: 20% coinsurance for primary care and specialist visits.
Prescription Drugs: Copays apply after the medical deductible is met. Copays for a 30-day supply are $20 (Tier 1), $40 (Tier 2), and $70 (Tier 3).

BCBS $1500 PPO

In-Network Deductible: $1,500 (Single) / $3,000 (Family).
In-Network Out-of-Pocket Max: $5,000 (Single) / $10,000 (Family).
In-Network Coinsurance: 20%.
Office Visits: A $25 copay for primary care visits and a $75 copay for specialist visits; the deductible does not apply.
Prescription Drugs: Copays apply and the deductible does not. Copays for a 30-day supply are $20 (Tier 1), $40 (Tier 2), and $70 (Tier 3).

BCBS $3500 PPO

In-Network Deductible: $3,500 (Single) / $7,000 (Family).
In-Network Out-of-Pocket Max: $7,000 (Single) / $14,000 (Family).
In-Network Coinsurance: 20%.
Office Visits: A $35 copay for primary care visits and a $75 copay for specialist visits; the deductible does not apply.
Prescription Drugs: Copays apply and the deductible does not. Copays for a 30-day supply are $20 (Tier 1), $40 (Tier 2), and $70 (Tier 3).

BCBS $6000 PPO

In-Network Deductible: $6,000 (Single) / $12,000 (Family).
In-Network Out-of-Pocket Max: $8,500 (Single) / $17,000 (Family).
In-Network Coinsurance: 20%.
Office Visits: A $35 copay for primary care visits and a $75 copay for specialist visits; the deductible does not apply.
Prescription Drugs: Copays apply and the deductible does not. Copays for a 30-day supply are $20 (Tier 1), $40 (Tier 2), and $70 (Tier 3).

Medical Plans

MICU partnered with Blue Cross Blue Shield of Arizona. We cover fully for our employees. If you have spouse, child(ren), family, and domestic partner, you have the option to enroll in different plans.

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Guardian Dental PPO

Deductible: $50 (Single) / $150 (Family).
Annual Maximum: $2,500 per person.
Preventive Care: 100% coverage for cleanings, exams, and x-rays.
Basic Care: 90% coverage for fillings, simple extractions, and root canals.
Major Care: 60% coverage for crowns, dentures, and implants.
Orthodontia: 50% coverage up to a $2,500 lifetime maximum.

Guardian Vision

Exam: $10 copay for an eye exam every 12 months.
Lenses: Covered with $0 copay for single, bifocal, or trifocal lenses every 12 months.
Frames: $130 allowance every 24 months.
Contact Lenses: $130 allowance in lieu of glasses.

Short Term Disability

Benefit: 60% of your weekly income, up to a maximum of $2,700.
Benefit Period: Begins on the 15th day of disability and lasts for up to 11 weeks.
Maternity: Covered as a disability.

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Additional Plans

MICU partnered with Guardian Life for additional Health Insurance plans. We cover Dental, Vision, and Short Term Disability insurance plans for you. You have the option to enroll in more.

401(k) Account

MICU partnered with Guideline for the 401k account. After the onboarding process, you will receive and email from Guideline to activate your 401k account. Default contribution is 1% Pre-Tax and there is currently no employer matching. You have the option to change your contribution or opt out of the plan.

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